United Electric operates on a nonprofit basis, charging enough for electricity and services to cover operating costs. Net margins left over at the close of the business year are credited to members according to the amount of business each member did with the Cooperative. 

These margins are used for capital improvements to the United Electric system. Margins are returned over the years to settle estates and will periodically be refunded to the membership as general fund levels allow. Until that time, each member’s capital credit is recorded and kept on file.

Members no longer residing on United Electric's system are issued their accrued Capital Credits per guidelines established by United's Board of Directors. Below is a link to the list of past Members for which Capital Credits disbursements were attempted and unsuccessfully received.